How to Claim TPD in Victoria


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When you’ve been injured, lodging claims and paperwork only makes things worse. At Carbone Lawyers, we manage the whole process so you can just focus on your recovery.

No Win, No Fee

Our no win, no fee policy means that most personal injury claims have no upfront fees.

If you’re unable to work due to an injury or illness, making a Total and Permanent Disability (TPD) claim in Victoria could offer the financial support and peace of mind you need. Carbone Lawyers have over 30 years of dedicated service, our team understands the complexities of TPD claims and is committed to guiding you through every step of the process.

Call us to answer your frequently asked questions so you know how to successfully claim TPD in Victoria with the experts at Carbone Lawyers.

Should You Get A Lawyer For A TPD Claim?

The journey to a successful TPD claim can be fraught with legal complexities and stringent criteria that must be met. With Carbone Lawyers by your side, you can leverage decades of expertise and a compassionate approach tailored to your unique situation.

Choosing the right legal representation can make a significant difference in the outcome of your TPD claim. Here’s why Carbone Lawyers is the preferred choice for many Victorians:

  • Empathetic Legal Support: We understand the impact a serious injury or illness can have on your life, and we approach each case with empathy and understanding.
  • Expert Legal Advice: With over three decades of experience, our team possesses a deep understanding of TPD claims and Victorian law.
  • No-Win, No-Fee Policy: Our commitment to accessible legal services means you won’t pay any legal fees unless we win your case.

How to Claim TPD in Victoria

Navigating the TPD claim process can seem daunting, but with the right support, it’s achievable. Here’s a simplified guide to show how you successfully claim TPD:

  1. Eligibility Check: First and foremost, determine your eligibility. A TPD claim requires proof that your injury or illness prevents you from returning to work, not just in your current profession but any for which you’re qualified. Begin by thoroughly reviewing your superannuation and insurance policies to understand your coverage and the definitions of TPD they contain.
  2. Gathering Documentation: Compile all necessary documents, including medical reports, employment history, and any relevant insurance policy documents. This evidence is crucial for substantiating your claim. Our legal team is skilled in evidence collection and has the experience to know what your claim needs to have the best chance at success.
  3. Submitting Your Claim: Submit your claim through your superannuation fund or directly to the insurance provider. It’s imperative to ensure your application is comprehensive and clearly articulates why you qualify for a TPD payout.
  4. Assessment and Decision: Following submission, your claim will be assessed by the insurer, a process that can take several months. During this time, Carbone Lawyers can liaise with the insurer on your behalf, addressing any queries and ensuring your claim remains on track.
  5. Appealing Rejections: If your claim is unjustly rejected, don’t lose hope. Carbone Lawyers specialises in disputing and overturning such decisions, advocating tirelessly for your rightful compensation.

Common Reasons for TPD Claim Rejections

Understanding why TPD claims are rejected can help you navigate potential disappointment. Common reasons include insufficient evidence, failure to meet policy definitions of disability, and procedural errors during the claim process. Carbone Lawyers’ experience, attention to detail, and tailored approach will help you avoid these common pitfalls in your claim.

How Can Carbone Lawyers Help?

Navigating a TPD claim in Victoria can be overwhelming, but you don’t have to face it alone. Carbone Lawyers offers the expertise, care, and commitment needed to pursue the compensation you deserve.

Don’t settle for less. If you’re considering a TPD claim or seeking legal advice, contact Carbone Lawyers today. Our team is ready to support you through every step of your legal journey, ensuring your rights are protected and your future is secure.

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