Can You Claim TPD More Than Once?


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When you’ve been injured, lodging claims and paperwork only makes things worse. At Carbone Lawyers, we manage the whole process so you can just focus on your recovery.

No Win, No Fee

Our no win, no fee policy means that most personal injury claims have no upfront fees.

TPD claims can be complex especially if you want to know if you can claim TPD more than once. Speaking to an expert will ensure you receive not only accurate advice but having the right team on your side will also help you to achieve the best possible outcome. If you would like to find out more about TPD claims our team can help.

Below is information on how you can contact us to discuss your case with an expert along with answers to some of the most common questions we get asked regarding TPD claims including: 

  • Can you claim TPD more than once?
  • How do you successfully claim TPD?
  • How long should a TPD claim take? 

Carbone Lawyers has been delivering great outcomes for our clients for over 30 years. We’re confident we can achieve the best outcome for you so all our personal injury cases are conducted on a “no win, no fee” basis. This means that if you don’t win, we won’t charge you for professional costs and disbursements.

Our track record also demonstrates our team’s ability with more than 90% of our personal injury cases being successful and over $100 million recovered for our clients. To assist you in determining the next steps to take, here are answers to questions regarding TPD claims:

Can You Claim TPD More Than Once?

A total and permanent disability (TPD) prevents you from working completely or from working in a previous role that you were trained/experienced/had the skills to perform.

If you have a TPD as a result of an injury or illness and you have multiple superannuation/insurance policies you may want to know if you can claim TPD more than once. As long as you meet each policy’s criteria for a TPD and the policies were in place when you stopped working, you can claim on more than one policy.

It is best to speak to an expert though, to ensure you do get what you’re entitled to as it is common for claims to be rejected.

How Do You Successfully Claim TPD?

One of the first things you will need when it comes to how you successfully claim TPD is confirmation from your doctor that your injury or illness qualifies as a total and permanent disability. You will also need to make sure that your policy was in place on the date you stopped working as a result of your TPD.

The criteria for what is deemed a TPD can also vary between policies so you will need to ensure your TPD meets the definition of a disability on your policy/policies. Seeking advice from a TPD expert will also help to ensure a successful outcome.

By gaining an understanding of ‘how does a TPD claim work?’, whether you are eligible to claim and working with a team that has a thorough understanding of TDP claims, you are in the best position to claim successfully.

How Long Should A TPD Claim Take?

Because there can be multiple factors that are taken into consideration for TPD claims it can be hard to determine ‘how long should a TPD claim take?’. Seeking advice from an expert will help you to get an idea of how long your claim may take, however, this is usually an indicative timeframe. Working with someone experienced in TPD claims will also help to achieve an outcome faster.

Ask Us About TPD Claims Today

To find out everything you need to know regarding TPD claims including ‘how does a TPD claim work?’, contact us today on 1800 369 888 or via our online enquiry formOur team will assess your case and provide advice on your eligibility and how best to proceed.

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