To find out how does WorkCover work, we have provided information below on how WorkCover works along with how to get WorkCover and how to claim WorkCover if you are suffering from a work-related injury or illness.
We have been representing clients in personal injury claims for over 30 years.
We pride ourselves on providing compassionate and personalised representation whilst working tirelessly to ensure you receive the compensation you are entitled to.
Here is how WorkCover works, how to get WorkCover and how to claim WorkCover:
How WorkCover Works
How WorkCover works is that it is a compulsory insurance for the benefit of Victorian employees that helps to cover the cost of benefits if they are injured or become ill because of their work. It may cover things like:
- Replacing lost income
- Medical and rehabilitation treatment costs
- Legal costs
- Lump-sum compensation (for serious injuries)
Weekly payments for lost income from WorkCover will depend on how serious your injury or illness is and the length of time you are unable to work due to the injury or illness.
They are paid until you can return to your pre-injury work. Weekly payments are calculated based on a percentage of your Pre-Injury Average Weekly Earnings (PIAWE).
Your payments will also be dependent on whether you can do some work or none at all.
Weekly payments are the highest in the first 13 weeks (95% of pre-injury average weekly earnings).
After 13 weeks the payments drop to 80% of your pre-injury average weekly earnings if you don’t have any current work capacity (or 80% of your actual earnings if you can work).
After two and a half years, the payments will continue at 80% if you still don’t have any current work capacity (or 80% of your current earnings/ability to earn if you have returned to work for at least 15 hours per week and are earning a minimum of $155).
How To Claim WorkCover
How to claim WorkCover can be a complex process and it differs depending on whether you are the employer or employee and what you are claiming for.
You will need a Certificate of Capacity if you are claiming weekly payments and will need to fill out the injured worker’s claim form.
Our personal injury specialists can guide you through the process to ensure you do get the compensation you are entitled to.
Talk to the Experts about How WorkCover Works
Call 1800 369 888 or fill out our online enquiry form to arrange a time to speak with our personal injury and WorkCover specialists about how to claim WorkCover to ensure you get the compensation you are entitled to.